Hands-on, age-appropriate financial education for students, families, and the communities that support them — because the earlier young people learn to earn, create, handle, and own their financial futures, the further they can go.
NYSEDMandate
New York State now requires K–12 personal finance instruction for all public school students. ECHO is ready to help your school meet the mandate — starting now.
More Than Compliance.
A Foundation.
We've spent years watching young people light up when financial concepts finally click — when a third grader figures out the difference between a need and a want, or a middle schooler realizes they can actually build something from nothing.
The name ECHO is intentional: it travels outward, bounces off surfaces, and comes back changed — carrying information, creating ripples, reaching places the original sound never could. One student learns something and brings it home. A parent shifts a habit. A family changes a pattern.
ECHO stands for what we believe every young person deserves to understand: how to Earn, how to Create, how to Handle money wisely, and how to Own their financial future.
We currently serve over 1,100 students across Queens and Brooklyn. Now we're ready to send the signal further.
Programs Designed for
Real People & Real Communities
Whether you're a principal navigating the new NYSED personal finance requirement, a nonprofit serving youth, or a funder looking to invest in something that sticks — ECHO has a way to work together.
For Schools & Afterschool Programs
New York State now requires financial literacy instruction for every K–12 student.
ECHO is already built for it — grade-banded, gamified, and ready to implement in-school, afterschool, or as a standalone program. No starting from scratch.
For Families &
Community Organizations
Money conversations are more powerful when families have them together.
ECHO family nights bring students and caregivers into the same room — with hands-on activities, take-home tools, and zero pressure.
For Non-Profits & Youth Serving Organizations
Already working with young people?
ECHO gives you financial literacy programming that's ready to go — curriculum, facilitation, and tools included. You bring the community. We bring the content.
Corporate Sponsors
& Funders
New York State's financial literacy mandate has created a historic moment for community investment.
ECHO reaches 1,100+ students across Queens and Brooklyn — and we're growing. Your partnership makes that possible.
Why Our Approach Works
Built for engagement, not just compliance
Games, real-world scenarios, age-appropriate challenges.
Students leave talking about what they learned — not just what they finished.
Involves the whole community
The mandate covers what happens in school.
ECHO covers what happens beyond it — in families, neighborhoods, and homes.
Aligned with what the state requires
ECHO covers all five NYSED-mandated personal finance topics across all three grade bands — ready to implement, no curriculum build needed.
FRAMEWORK
EARN. CREATE. HANDLE. OWN.
Every ECHO program is built around four core ideas — and together, they cover everything New York State now requires schools to teach.
Income, employment, and understanding where money comes from
Entrepreneurship, goal-setting, and building something of your own
Budgeting, banking, credit, and everyday money stewardship
Investing, assets, and building wealth that lasts